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Underwriting apprenticeship pathway

Turning uncertainty into stability

Tap into your brilliance every day

Is Underwriting right for you?

At Aviva, we’re best known for our home and motor insurance. What you may not know is, we actually offer all sorts of protection. For example, businesses take out commercial insurance to cover themselves for things like employers’ liability. But it goes much deeper than that. Imagine something happening to a business premises, like flooding –  our Corporate Property team has to anticipate every possible outcome. And on a bigger scale, renewable energy companies can have their own unique challenges with their supply chains. These can affect things like the offshore and onshore wind sources that help power the UK. So, our underwriters think about these complexities too.

Our underwriters take lots of factors into account when working out how much insurance costs. They consider the type of cover, the likelihood of something bad happening, the value of what’s being insured, and the customer’s history of making claims. And they make sure everyone involved fulfils their commitments to a sustainable future.

As an underwriting apprentice, you’ll combine an analytical mind with creative thinking as you learn to become a brilliant negotiator.

Salary: £25,100
Duration: Permanent role from day one with three year learning programme.
Locations: London, Bristol, Birmingham, Manchester, Perth, Southampton, Chelmsford

Applications for the Underwriting apprenticeship pathway will open soon.

What you can expect

Expect a permanent role from day one in a workplace centred around people – you, your colleagues and, of course, our customers. You’ll be working in an environment where our underwriting teams have a big and crucial role to play.

What sets our apprenticeships apart is the sheer variety of experiences and challenges you can find here. All our apprentices earn a salary as they learn invaluable new skills and work towards professional qualifications. So, wherever you are in your working life, this is a great way to build a fantastic career.

Along with formal study time, you’ll learn on the job, gaining real-life experience working within our expert teams. Which means you’ll be empowered to own your work, but you won’t do it alone. You’ll have supportive people all around you, every step of the way.

We don’t expect you to have had any previous underwriting experience – our structured programme will teach you everything you need to know. Right now, we are more interested in your passion, enthusiasm, and willingness to learn.

As an Underwriting Apprentice you’ll be working alongside and learning from some of the most skilled underwriters in the industry. We will teach you how to work with our customers and you’ll get to spend time building relationships with our brokers (and other parts of the business), helping secure new business while ensuring our existing customers get the best solutions, tailored to their wants and needs. Everything you do will have an impact on Aviva and our customers, so you’ll need to be passionate about delivering the best service and results.

In your first year, you’ll follow our in-house training plan and complete a Certificate in Insurance from the Chartered Insurance Institute.

If you’re based in England, you’ll spend your second and third year working towards your Level 4 Insurance Professional Apprenticeship qualification. You’ll also gain a Diploma in Insurance from the Chartered Insurance Institute.

If you’re based in Scotland, you’ll work towards a SCQF Level 8 Insurance Technical in your second and third year as well as your Diploma in Insurance.

You’ll spend 80% of your time working in the role and 20% working towards your qualifications. Throughout, you’ll be working alongside a community of highly skilled and experienced professionals who will be on hand to support and encourage you every step of the way. This is a brilliant learning environment – a place where everyone is welcome to share ideas, ask questions, and seek out advice.

Where you’ll be based

We have Underwriting apprentice opportunities in our London, Bristol, Birmingham, Manchester, Perth, Southampton and Chelmsford offices. Not all roles are available in every location, so you might need to be flexible about where you work and be willing to relocate if you don’t currently live within commuting distance of the relevant office. You can find out more about each location by clicking the links below.

After your training period the likelihood is you’ll balance time in the office with working from home. We call this Smart Working. Typically, it’s three days in the office and two days from home but this can vary between teams. When you join us, your leader will discuss this with you, and agree what works best for you, your team, and the business.

Even with our Smart Working approach, it’s important to note that you’ll still need to live within commuting distance of the relevant office. That way you’ll get to spend time with your team in person, as well as virtually, and have access to the right internal support networks to help you to succeed.

London    Bristol    Birmingham    Manchester    Perth    Southampton Chelmsford

What you’ll need

To join us on this apprenticeship, you’ll need (or be on track to achieve) at least two A-Levels or three Scottish Highers. Or have an equivalent Level 3 qualification.

You will also need at least five GCSEs or Scottish National 5s at grades A*-C (9-4) or have equivalent qualifications. These must include English and Maths.

Alongside that, we’re looking for people who:

  • Are confident communicators
  • Can adapt well to different tasks and situations
  • Can work independently and as part of a team.
  • Can manage multiple tasks such as balancing work and study.

In addition to meeting the above criteria, you must:

  • have lived in the UK or European Economic Area (EEA) for at least 3 years by the start of the apprenticeship in September 2025.
  • be eligible to work full-time in the UK for the entire duration of the apprenticeship.
  • be available for full time work from September 2025 when all our apprentice roles start.

Please note this job role isn’t sponsorable under the Home Office points based system.

Show us your spark

During the application process, we’ll want to hear about what you enjoy doing and what you’re good at. And it goes without saying you’ll need to feel a connection with our values.

Sound good? Great. Here’s what you need to do now.

If we can help make the process smoother for you with any additional support or reasonable adjustments, please email us at avivaearlycareers@aviva.com.

 

Step 1 – Apply online

For the initial online application, we’ll ask you to attach a copy of your CV and answer a short questionnaire about why you’re interested in this programme. We want to hear about what you enjoy doing, what you’re good at, and how you connect with our values.

Step 2 – Online tests

If you’re shortlisted, the next stage is online testing. For all pathways, this includes a Situational Strengths test – featuring tasks and scenarios that show us how you like to work, your thought processes and your personal thoughts along with a Numerical Reasoning test.

Step 3 – Video interview

If you pass the online tests, you’ll be sent a link to complete a recorded video interview. You’ll be given a series of strengths-based questions – with a practice question first – and our online system will guide you through the process step by step. During the interview, you’ll have the chance to tell us what’s made you want to start your career with Aviva.

Step 4 – Assessment day

If you do well, you’ll be invited to an assessment day. It’s your opportunity to get insights into what it’s like to work at Aviva and to meet some of the people who work here. Impress us there and you’ll be offered the role to start in September 2025.

Meet the team

Frank

Heidi

Kyle

Central development programme

Designed to augment your role-based training and any qualifications you’re working towards, whichever Early Careers pathway you choose, during the first two years you’ll complete the central development programme.

Find out more

What you’ll get

The work you do at Aviva will make a real difference to our customers, and we’ll recognise your contribution with a range of benefits to suit the life you live.

Find out more

Locations

Our Early Careers offerings are based in some of the UK’s most vibrant cities, all of which are great places to live and work. Details of the specific locations available on this pathway are shown above, and you can find out more about each location below.

Our locations

Ready for the next step?

If you’re looking for real empowerment in a company that puts people first, it’s time to make your application.

Applications for the Underwriting apprenticeship pathway will open soon.

We currently have
213 roles across
12 locations, organised into
6 teams.